/* GoWest Mortgage
   Layout concept: desert-night poster. Big condensed headlines on a black ground,
   collage cutouts (mountains, moon, agave) breaking the grid, cream type, neon accents used sparingly. */
:root {
  --ink: #0e0d0c;          /* page ground */
  --coal: #181614;         /* raised panels */
  --coal-2: #221f1c;       /* inputs, hover */
  --bone: #ede3d6;         /* primary text, from the Go West badge */
  --bone-dim: #b9b0a5;     /* secondary text */
  --line: rgba(237, 227, 214, 0.14);
  --lime: #c6ea16;         /* primary action */
  --violet: #7a3cff;       /* secondary accent */
  --ember: #fc662a;        /* highlight */
  --on-lime: #11120a;

  --f-display: "Anton", "Impact", "Arial Narrow", sans-serif;
  --f-body: "Montserrat", "Helvetica Neue", Arial, sans-serif;
  --f-label: "Barlow Condensed", "Arial Narrow", sans-serif;

  --s-1: clamp(2.9rem, 7.2vw + 1rem, 6.6rem);
  --s-2: clamp(2.1rem, 3.8vw + 1rem, 3.6rem);
  --s-3: clamp(1.45rem, 1.4vw + 1rem, 2rem);
  --s-body: 1rem;
  --radius: 14px;
  --wrap: 1180px;
  color-scheme: dark;
}

*, *::before, *::after { box-sizing: border-box; }
html { scroll-behavior: smooth; }
@media (prefers-reduced-motion: reduce) { html { scroll-behavior: auto; } *, *::before, *::after { animation: none !important; transition: none !important; } }

body {
  margin: 0;
  background: var(--ink);
  color: var(--bone);
  font: 400 var(--s-body)/1.65 var(--f-body);
  -webkit-font-smoothing: antialiased;
  overflow-x: hidden;
}
body::before {
  content: ""; position: fixed; inset: 0 0 auto; height: env(safe-area-inset-top, 0px);
  z-index: 60; background: var(--ink);
}
img { max-width: 100%; height: auto; display: block; }
a { color: inherit; }
::selection { background: var(--accent); color: var(--on-accent); }
:focus-visible { outline: 2px solid var(--accent); outline-offset: 3px; border-radius: 4px; }

.wrap {
  width: 100%; max-width: calc(var(--wrap) + 64px); margin-inline: auto;
  padding-left: max(20px, env(safe-area-inset-left, 0px));
  padding-right: max(20px, env(safe-area-inset-right, 0px));
}
.section { padding-block: clamp(64px, 9vw, 120px); position: relative; }
.section--tight { padding-block: clamp(48px, 6vw, 80px); }
.section--panel { background: var(--coal); }

/* Type */
h1, h2, h3 { margin: 0; font-weight: 400; text-wrap: balance; }
.display { font-family: var(--f-display); text-transform: uppercase; line-height: 0.92; letter-spacing: 0.005em; }
h1.display { font-size: var(--s-1); }
h2.display { font-size: var(--s-2); }
h3 { font-family: var(--f-body); font-weight: 700; font-size: 1.15rem; line-height: 1.3; }
p { margin: 0; }
.lede { font-size: clamp(1.05rem, 0.6vw + 0.9rem, 1.25rem); color: var(--bone); max-width: 34ch; }
.muted { color: var(--bone-dim); }
.prose { max-width: 62ch; color: var(--bone-dim); }
.prose p + p { margin-top: 1em; }
.eyebrow {
  font-family: var(--f-label); font-weight: 600; text-transform: uppercase;
  letter-spacing: 0.22em; font-size: 0.86rem; color: var(--bone-dim);
  display: inline-flex; align-items: center; gap: 10px;
}
.eyebrow::before { content: ""; width: 26px; height: 2px; background: var(--ember); }
.hl { color: var(--accent); }
.stack { display: grid; gap: 22px; }
.stack--sm { gap: 12px; }

/* Buttons */
.btns { display: flex; flex-wrap: wrap; gap: 12px; }
.btn {
  display: inline-flex; align-items: center; justify-content: center; gap: 10px;
  min-height: 50px; padding: 0 26px; border-radius: 999px; border: 2px solid transparent;
  font: 700 0.95rem/1 var(--f-body); letter-spacing: 0.02em; text-decoration: none; cursor: pointer;
  transition: transform .15s ease, background-color .15s ease, color .15s ease, border-color .15s ease;
}
.btn:hover { transform: translateY(-2px); }
.btn--lime { background: var(--accent); color: var(--on-accent); }
.btn--lime:hover { background: #8f5bff; }
.btn--ghost { border-color: var(--line); color: var(--bone); background: transparent; }
.btn--ghost:hover { border-color: var(--bone); }
.btn--sm { min-height: 42px; padding: 0 20px; font-size: 0.88rem; }
.arrow { transition: transform .15s ease; }
.btn:hover .arrow { transform: translateX(3px); }

/* Header */
.site-header {
  position: sticky; top: env(safe-area-inset-top, 0px); z-index: 50;
  background: rgba(14, 13, 12, 0.88); backdrop-filter: blur(10px); -webkit-backdrop-filter: blur(10px);
  border-bottom: 1px solid var(--line);
}
.site-header .wrap { display: flex; align-items: center; justify-content: space-between; gap: 20px; min-height: 76px; }
.brand img { width: 168px; }
.nav { display: flex; align-items: center; gap: 28px; }
.nav a:not(.btn) {
  font-family: var(--f-label); font-weight: 600; text-transform: uppercase; letter-spacing: 0.16em;
  font-size: 0.92rem; text-decoration: none; color: var(--bone-dim); padding-block: 6px;
  border-bottom: 2px solid transparent;
}
.nav a:not(.btn):hover, .nav a[aria-current="page"] { color: var(--bone); border-bottom-color: var(--accent); }
.menu-btn {
  display: none; background: none; border: 1px solid var(--line); color: var(--bone);
  width: 46px; height: 46px; border-radius: 12px; cursor: pointer; place-items: center;
}
.menu-btn span, .menu-btn span::before, .menu-btn span::after {
  display: block; width: 20px; height: 2px; background: currentColor; position: relative; transition: transform .2s ease;
}
.menu-btn span::before, .menu-btn span::after { content: ""; position: absolute; left: 0; }
.menu-btn span::before { top: -6px; } .menu-btn span::after { top: 6px; }
.menu-btn[aria-expanded="true"] span { background: transparent; }
.menu-btn[aria-expanded="true"] span::before { transform: translateY(6px) rotate(45deg); }
.menu-btn[aria-expanded="true"] span::after { transform: translateY(-6px) rotate(-45deg); }

@media (max-width: 860px) {
  .menu-btn { display: grid; }
  .nav {
    position: absolute; left: 0; right: 0; top: 100%; flex-direction: column; align-items: stretch; gap: 0;
    background: var(--ink); border-bottom: 1px solid var(--line);
    padding: 8px max(20px, env(safe-area-inset-right, 0px)) 22px max(20px, env(safe-area-inset-left, 0px));
  }
  .nav:not(.is-open) { display: none; }
  .nav a:not(.btn) { padding-block: 14px; border-bottom: 1px solid var(--line); }
  .nav .btn { margin-top: 16px; }
  .brand img { width: 148px; }
}

/* Hero */
.hero { position: relative; overflow: hidden; padding-block: clamp(48px, 7vw, 96px) clamp(56px, 7vw, 100px); }
.hero__grid { display: grid; grid-template-columns: minmax(0, 1.1fr) minmax(0, 1fr); gap: clamp(24px, 4vw, 56px); align-items: center; }
.hero__copy { display: grid; gap: 26px; position: relative; z-index: 2; }
.hero h1 .line2 { display: block; color: var(--accent); }
.hero__art { position: relative; min-height: 340px; }
.hero__art .glow { position: absolute; inset: 8% -18% auto auto; width: 120%; opacity: 0.55; filter: blur(2px); }
.hero__art .mtn { position: relative; width: 100%; }
.hero__art .moon { position: absolute; width: 26%; left: 2%; top: -4%; opacity: 0.9; mix-blend-mode: screen; }
.chips { display: flex; flex-wrap: wrap; gap: 10px; }
.chip {
  font-family: var(--f-label); font-weight: 600; text-transform: uppercase; letter-spacing: 0.14em; font-size: 0.85rem;
  border: 1px solid var(--line); border-radius: 999px; padding: 8px 14px; display: inline-flex; align-items: center; gap: 8px;
}
.chip::before { content: ""; width: 7px; height: 7px; border-radius: 50%; background: var(--accent); }
.license-line { font-family: var(--f-label); letter-spacing: 0.14em; text-transform: uppercase; font-size: 0.82rem; color: var(--bone-dim); }

@media (max-width: 860px) {
  .hero__grid { grid-template-columns: minmax(0, 1fr); }
  .hero__art { min-height: 0; max-width: 520px; }
}

/* Tagline strip, from the badge: People / Plans / Possibilities */
.strip { border-block: 1px solid var(--line); background: var(--coal); overflow: hidden; }
.strip .wrap { display: flex; flex-wrap: wrap; align-items: center; justify-content: space-between; gap: 14px 28px; padding-block: 22px; }
.strip span {
  font-family: var(--f-display); text-transform: uppercase; font-size: clamp(1.4rem, 2.4vw, 2.1rem); letter-spacing: 0.02em;
  display: inline-flex; align-items: center; gap: 22px;
}
.strip img { width: 26px; }
.strip .alt { color: var(--accent); }

/* Split blocks */
.split { display: grid; grid-template-columns: minmax(0, 0.9fr) minmax(0, 1.1fr); gap: clamp(32px, 6vw, 88px); align-items: center; }
.split--rev { grid-template-columns: minmax(0, 1.1fr) minmax(0, 0.9fr); }
@media (max-width: 860px) { .split, .split--rev { grid-template-columns: minmax(0, 1fr); } }

.portrait { position: relative; max-width: 420px; aspect-ratio: 1; margin-inline: auto; width: 100%; }
.portrait .rings { position: absolute; inset: -6%; width: 112%; opacity: 0.35; filter: invert(1); }
.portrait .frame {
  position: absolute; inset: 9%; border-radius: 50%; overflow: hidden; background: var(--coal-2);
  display: grid; place-items: center; border: 2px solid var(--line);
}
.portrait .frame img { width: 100%; height: 100%; object-fit: cover; }
.portrait .frame img.contain { object-fit: contain; width: 64%; height: auto; }
.portrait .crown { position: absolute; width: 26%; right: 2%; top: 0; transform: rotate(14deg); }

/* Service cards */
.cards { display: grid; grid-template-columns: repeat(4, minmax(0, 1fr)); gap: 16px; }
@media (max-width: 1000px) { .cards { grid-template-columns: repeat(2, minmax(0, 1fr)); } }
@media (max-width: 520px) { .cards { grid-template-columns: minmax(0, 1fr); } }
.card {
  display: grid; gap: 14px; align-content: start; padding: 26px 24px 24px; border-radius: var(--radius);
  background: var(--coal); border: 1px solid var(--line); text-decoration: none; position: relative;
  transition: transform .2s ease, border-color .2s ease, background-color .2s ease;
}
.card:hover { transform: translateY(-4px); border-color: var(--accent); background: var(--coal-2); }
.card img { width: 64px; height: 64px; }
.card h3 { font-family: var(--f-display); font-weight: 400; text-transform: uppercase; font-size: 1.75rem; line-height: 1; letter-spacing: 0.01em; }
.card p { color: var(--bone-dim); font-size: 0.95rem; }
.card .go { font-family: var(--f-label); text-transform: uppercase; letter-spacing: 0.16em; font-weight: 700; font-size: 0.85rem; color: var(--accent); margin-top: 6px; }

.head { display: grid; gap: 14px; margin-bottom: clamp(28px, 4vw, 48px); max-width: 760px; }
.head--center { margin-inline: auto; text-align: center; justify-items: center; }

/* Quiz */
.quiz-wrap { display: grid; grid-template-columns: minmax(0, 0.8fr) minmax(0, 1.2fr); gap: clamp(28px, 5vw, 72px); align-items: start; }
@media (max-width: 900px) { .quiz-wrap { grid-template-columns: minmax(0, 1fr); } }
.quiz-side { display: grid; gap: 22px; position: relative; }
.quiz-side .deco { width: min(340px, 80%); margin-top: 8px; }
.quiz {
  background: var(--coal); border: 1px solid var(--line); border-radius: 20px;
  padding: clamp(22px, 3.4vw, 40px); position: relative; overflow: hidden; scroll-margin-top: 100px;
}
.quiz__top { display: flex; align-items: center; justify-content: space-between; gap: 16px; margin-bottom: 22px; }
.quiz__count { font-family: var(--f-label); text-transform: uppercase; letter-spacing: 0.18em; font-size: 0.85rem; color: var(--bone-dim); font-variant-numeric: tabular-nums; }
.quiz__bar { height: 4px; border-radius: 4px; background: var(--coal-2); overflow: hidden; flex: 1; max-width: 260px; }
.quiz__bar i { display: block; height: 100%; width: 0; background: var(--accent); transition: width .35s ease; }
.quiz__q { font-family: var(--f-display); text-transform: uppercase; font-size: clamp(1.7rem, 2.6vw, 2.4rem); line-height: 1.02; margin-bottom: 8px; }
.quiz__hint { color: var(--bone-dim); margin-bottom: 20px; }
.opts { display: grid; grid-template-columns: repeat(auto-fit, minmax(150px, 1fr)); gap: 10px; margin-top: 18px; }
.opt {
  min-height: 58px; padding: 12px 16px; border-radius: 12px; border: 1px solid var(--line); background: var(--coal-2);
  color: var(--bone); font: 600 0.98rem/1.3 var(--f-body); text-align: left; cursor: pointer;
  display: flex; align-items: center; justify-content: space-between; gap: 10px;
  transition: border-color .15s ease, background-color .15s ease, transform .15s ease;
}
.opt::after { content: ""; width: 18px; height: 18px; border-radius: 50%; border: 2px solid var(--line); flex: none; }
.opt:hover { border-color: var(--bone-dim); transform: translateY(-1px); }
.opt[aria-pressed="true"] { border-color: var(--accent); background: rgba(122, 60, 255, 0.08); }
.opt[aria-pressed="true"]::after { border-color: var(--accent); background: radial-gradient(circle, var(--accent) 45%, transparent 50%); }
.scale { display: grid; grid-template-columns: repeat(10, minmax(0, 1fr)); gap: 6px; margin-top: 10px; }
.scale .opt { min-height: 50px; justify-content: center; padding: 0; font-variant-numeric: tabular-nums; }
.scale .opt::after { display: none; }
.scale-ends { display: flex; justify-content: space-between; font-family: var(--f-label); text-transform: uppercase; letter-spacing: 0.14em; font-size: 0.8rem; color: var(--bone-dim); margin-top: 8px; }
@media (max-width: 520px) { .scale { grid-template-columns: repeat(5, minmax(0, 1fr)); } }
.quiz__nav { display: flex; justify-content: space-between; align-items: center; gap: 12px; margin-top: 26px; flex-wrap: wrap; }
.link-btn { background: none; border: 0; color: var(--bone-dim); font: 600 0.92rem var(--f-body); cursor: pointer; padding: 8px 0; }
.link-btn:hover { color: var(--bone); }
.err { color: var(--ember); font-size: 0.9rem; min-height: 1.4em; margin-top: 10px; }
.done { text-align: left; display: grid; gap: 16px; }
.done img { width: 72px; }

/* Forms */
.form { display: grid; gap: 16px; }
.form-grid { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 16px; }
.form-grid .full { grid-column: 1 / -1; }
@media (max-width: 560px) { .form-grid { grid-template-columns: minmax(0, 1fr); } }
.field { display: grid; gap: 8px; min-width: 0; }
.field label, .field legend { font-family: var(--f-label); text-transform: uppercase; letter-spacing: 0.14em; font-weight: 600; font-size: 0.86rem; color: var(--bone-dim); }
.field .req { color: var(--accent); }
input, select, textarea {
  width: 100%; min-height: 52px; border-radius: 12px; border: 1px solid var(--line); background: var(--coal-2);
  color: var(--bone); font: 500 1rem var(--f-body); padding: 12px 16px;
}
textarea { min-height: 120px; resize: vertical; }
select { appearance: none; background-image: linear-gradient(45deg, transparent 50%, var(--bone-dim) 50%), linear-gradient(135deg, var(--bone-dim) 50%, transparent 50%); background-position: calc(100% - 22px) 50%, calc(100% - 16px) 50%; background-size: 6px 6px; background-repeat: no-repeat; padding-right: 40px; }
input::placeholder, textarea::placeholder { color: #7d756d; }
input:focus, select:focus, textarea:focus { outline: none; border-color: var(--accent); box-shadow: 0 0 0 3px rgba(122, 60, 255, 0.18); }
.consent { font-size: 0.82rem; color: var(--bone-dim); max-width: 60ch; }
.hp { position: absolute; left: -9999px; width: 1px; height: 1px; overflow: hidden; }
.form-msg { font-size: 0.95rem; min-height: 1.4em; }
.form-msg.ok { color: var(--accent); }
.form-msg.bad { color: var(--ember); }

/* Reviews */
.reviews { columns: 3 300px; column-gap: 16px; }
.review {
  break-inside: avoid; margin: 0 0 16px; padding: 26px; border-radius: var(--radius); background: var(--coal);
  border: 1px solid var(--line); display: grid; gap: 14px;
}
.stars { color: var(--accent); letter-spacing: 0.18em; font-size: 1rem; }
.review blockquote { margin: 0; color: var(--bone); }
.review figcaption { font-family: var(--f-label); text-transform: uppercase; letter-spacing: 0.16em; font-weight: 600; font-size: 0.88rem; color: var(--bone-dim); }

/* Steps (real sequences only) */
.steps { display: grid; grid-template-columns: repeat(4, minmax(0, 1fr)); gap: 16px; counter-reset: step; }
.steps--3 { grid-template-columns: repeat(3, minmax(0, 1fr)); }
@media (max-width: 960px) { .steps, .steps--3 { grid-template-columns: repeat(2, minmax(0, 1fr)); } }
@media (max-width: 560px) { .steps, .steps--3 { grid-template-columns: minmax(0, 1fr); } }
.step { counter-increment: step; padding: 24px; border-top: 2px solid var(--line); display: grid; gap: 10px; align-content: start; }
.step::before { content: counter(step, decimal-leading-zero); font-family: var(--f-display); font-size: 2.4rem; line-height: 1; color: var(--ember); }
.step p { color: var(--bone-dim); font-size: 0.95rem; }

.perks { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 16px; }
@media (max-width: 640px) { .perks { grid-template-columns: minmax(0, 1fr); } }
.perk { display: grid; grid-template-columns: 52px minmax(0, 1fr); gap: 16px; padding: 22px; border-radius: var(--radius); background: var(--coal); border: 1px solid var(--line); align-items: start; }
.perk img { width: 52px; }
.perk p { color: var(--bone-dim); font-size: 0.95rem; }

.features { display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); gap: 16px; }
@media (max-width: 760px) { .features { grid-template-columns: minmax(0, 1fr); } }
.feature { display: grid; grid-template-columns: 48px minmax(0, 1fr); gap: 14px; align-items: start; }
.feature img { width: 48px; }
.feature p { color: var(--bone-dim); font-size: 0.95rem; }

/* FAQ */
.faq { display: grid; gap: 10px; }
.faq details { border: 1px solid var(--line); border-radius: var(--radius); background: var(--coal); }
.faq summary {
  list-style: none; cursor: pointer; padding: 20px 22px; font-weight: 700; font-size: 1.05rem;
  display: flex; justify-content: space-between; gap: 16px; align-items: center;
}
.faq summary::-webkit-details-marker { display: none; }
.faq summary::after { content: "+"; font-family: var(--f-display); font-size: 1.6rem; color: var(--accent); line-height: 1; transition: transform .2s ease; flex: none; }
.faq details[open] summary::after { transform: rotate(45deg); }
.faq .ans { padding: 0 22px 22px; color: var(--bone-dim); max-width: 70ch; }

/* Contact */
.contact-list { display: grid; gap: 14px; }
.contact-item { display: grid; grid-template-columns: 44px minmax(0, 1fr); gap: 14px; align-items: center; }
.contact-item img { width: 40px; }
.contact-item small { display: block; font-family: var(--f-label); text-transform: uppercase; letter-spacing: 0.16em; color: var(--bone-dim); font-size: 0.8rem; }
.contact-item a, .contact-item span { font-weight: 600; text-decoration: none; overflow-wrap: anywhere; user-select: all; }
.panel { background: var(--coal); border: 1px solid var(--line); border-radius: 20px; padding: clamp(22px, 3.4vw, 40px); }

.cta-band { position: relative; overflow: hidden; }
.cta-band .wrap { display: flex; flex-wrap: wrap; justify-content: space-between; align-items: center; gap: 24px; }
.cta-band .agave { position: absolute; right: -40px; bottom: -40px; width: 300px; opacity: 0.35; pointer-events: none; }

.equity-out { display: flex; justify-content: space-between; align-items: baseline; gap: 12px; padding: 16px 18px; border-radius: 12px; border: 1px dashed var(--line); }
.equity-out b { font-family: var(--f-display); font-weight: 400; font-size: 2rem; color: var(--accent); font-variant-numeric: tabular-nums; }

.socials { display: flex; gap: 10px; }
.socials a { width: 44px; height: 44px; border: 1px solid var(--line); border-radius: 50%; display: grid; place-items: center; transition: border-color .15s ease; }
.socials a:hover { border-color: var(--accent); }
.socials img { width: 20px; }

/* Footer */
.site-footer { border-top: 1px solid var(--line); background: #0a0908; padding-block: 64px 36px; font-size: 0.92rem; }
.foot-grid { display: grid; grid-template-columns: minmax(0, 1.3fr) minmax(0, 1fr) minmax(0, 0.8fr); gap: 40px; }
@media (max-width: 860px) { .foot-grid { grid-template-columns: minmax(0, 1fr); } }
.foot-logo { width: 200px; }
.site-footer h4 { margin: 0 0 14px; font-family: var(--f-label); text-transform: uppercase; letter-spacing: 0.2em; font-size: 0.85rem; color: var(--bone-dim); font-weight: 600; }
.site-footer ul { list-style: none; margin: 0; padding: 0; display: grid; gap: 8px; }
.site-footer a { text-decoration: none; color: var(--bone); }
.site-footer a:hover { color: var(--accent); }
.foot-contact { display: grid; gap: 4px; color: var(--bone); font-style: normal; }
.foot-contact .muted { color: var(--bone-dim); }
.states { color: var(--bone-dim); max-width: 46ch; }
.legal { margin-top: 44px; padding-top: 24px; border-top: 1px solid var(--line); display: flex; flex-wrap: wrap; justify-content: space-between; align-items: center; gap: 18px; color: var(--bone-dim); font-size: 0.82rem; }
.eho { display: inline-flex; align-items: center; gap: 12px; }
.eho svg { width: 40px; height: 40px; flex: none; }

.reveal { animation: rise .7s ease both; }
.reveal.d2 { animation-delay: .08s; } .reveal.d3 { animation-delay: .16s; }
@keyframes rise { from { transform: translateY(14px); } to { transform: none; } }

.skip { position: absolute; left: 16px; top: -60px; z-index: 100; background: var(--accent); color: var(--on-accent); padding: 10px 16px; border-radius: 8px; font-weight: 700; text-decoration: none; }
.skip:focus { top: calc(env(safe-area-inset-top, 0px) + 12px); }

.portrait .frame img.contain { width: auto; height: auto; max-width: 70%; max-height: 80%; object-fit: contain; }
.hero__art .moon { left: auto; right: 4%; top: -10%; width: 22%; }

.calendly-box { border-radius: 20px; overflow: hidden; background: var(--coal-2); border: 1px solid var(--line); }
.calendly-inline-widget { min-width: 300px; height: 720px; }
.calendly-fallback { padding: 16px 22px; border-top: 1px solid var(--line); }
.calendly-fallback a { color: var(--accent); font-weight: 700; text-decoration: none; }

/* Revision: bigger logo, smaller hero headline, purple + orange accents */
:root {
  --accent: #7a3cff;       /* buttons, selections, focus */
  --on-accent: #ffffff;
  --accent-soft: #a98bff;  /* readable violet for small text on black */
  --s-1: clamp(2.2rem, 2.6vw + 1.2rem, 3.6rem);
}
.site-header .wrap { min-height: 96px; }
.brand img { width: 270px; }
@media (max-width: 860px) { .brand img { width: 200px; } .site-header .wrap { min-height: 80px; } }
.hl, .hero h1 .line2 { color: var(--ember); }
.stars, .card .go, .faq summary::after, .equity-out b, .calendly-fallback a { color: var(--ember); }
.chip::before { background: var(--ember); }
.form-msg.ok { color: var(--accent-soft); }
.foot-logo { width: 150px; }
::selection { background: var(--accent); color: var(--on-accent); }
.strip .alt { color: var(--ember); }

/* ---- Additions: programs, calculator, guides, agent page, mobile call bar ---- */
.nav { gap: 24px; }
.nav a:not(.btn) { letter-spacing: 0.13em; }
@media (max-width: 1100px) {
  .menu-btn { display: grid; }
  .nav {
    position: absolute; left: 0; right: 0; top: 100%; flex-direction: column; align-items: stretch; gap: 0;
    background: var(--ink); border-bottom: 1px solid var(--line);
    padding: 8px max(20px, env(safe-area-inset-right, 0px)) 22px max(20px, env(safe-area-inset-left, 0px));
  }
  .nav:not(.is-open) { display: none; }
  .nav a:not(.btn) { padding-block: 14px; border-bottom: 1px solid var(--line); }
  .nav .btn { margin-top: 16px; }
}

.fine { font-size: 0.8rem; color: var(--bone-dim); max-width: 75ch; line-height: 1.55; }
.ticks { list-style: none; margin: 0; padding: 0; display: grid; gap: 10px; }
.ticks li { position: relative; padding-left: 26px; color: var(--bone-dim); font-size: 0.95rem; }
.ticks li::before { content: ""; position: absolute; left: 2px; top: 0.5em; width: 10px; height: 10px; border-radius: 2px; background: var(--ember); transform: rotate(45deg); }
.ticks--big li { font-size: 1.02rem; color: var(--bone); padding-block: 12px; border-bottom: 1px solid var(--line); }
.ticks--big li::before { top: 1.15em; }

.programs { display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); gap: 16px; }
.programs--2 { grid-template-columns: repeat(2, minmax(0, 1fr)); }
@media (max-width: 960px) { .programs { grid-template-columns: repeat(2, minmax(0, 1fr)); } }
@media (max-width: 620px) { .programs, .programs--2 { grid-template-columns: minmax(0, 1fr); } }
.program { background: var(--ink); border: 1px solid var(--line); border-radius: var(--radius); padding: 26px; display: grid; gap: 16px; align-content: start; }
.section--panel .program { background: var(--ink); }
.section:not(.section--panel) .program { background: var(--coal); }
.program__top { display: flex; align-items: center; gap: 14px; }
.program__top img { width: 48px; height: 48px; flex: none; }
.program h3 { font-family: var(--f-display); font-weight: 400; text-transform: uppercase; font-size: 1.6rem; line-height: 1.05; }
.program__who { color: var(--bone); font-weight: 600; font-size: 0.97rem; }
.program .go { font-family: var(--f-label); text-transform: uppercase; letter-spacing: 0.16em; font-weight: 700; font-size: 0.85rem; color: var(--ember); text-decoration: none; }

.band-se { position: relative; overflow: hidden; border-block: 1px solid var(--line); }
.band-se__art { position: absolute; right: -60px; top: 50%; transform: translateY(-50%); width: 420px; opacity: 0.12; pointer-events: none; }
.band-se .wrap { position: relative; }

.calc { display: grid; grid-template-columns: minmax(0, 1.1fr) minmax(0, 0.9fr); gap: clamp(20px, 3vw, 40px); align-items: start; }
@media (max-width: 900px) { .calc { grid-template-columns: minmax(0, 1fr); } }
.calc__in { display: grid; gap: 16px; }
.calc__out { display: grid; gap: 18px; padding: clamp(22px, 3.4vw, 40px); border-radius: 20px; background: var(--ink); border: 1px solid var(--line); position: sticky; top: calc(env(safe-area-inset-top, 0px) + 112px); }
.calc__total { font-family: var(--f-display); font-size: clamp(3rem, 6vw, 4.6rem); line-height: 1; font-variant-numeric: tabular-nums; }
.calc__total small { font-family: var(--f-body); font-size: 1rem; color: var(--bone-dim); margin-left: 6px; }
.calc__bar { display: flex; height: 12px; border-radius: 6px; overflow: hidden; background: var(--coal-2); }
.calc__bar span { display: block; height: 100%; transition: width .3s ease; }
.calc__rows { margin: 0; display: grid; gap: 2px; }
.calc__rows div { display: flex; justify-content: space-between; gap: 12px; padding: 10px 0; border-bottom: 1px solid var(--line); }
.calc__rows dt { color: var(--bone-dim); display: flex; align-items: center; gap: 10px; }
.calc__rows dd { margin: 0; font-weight: 700; font-variant-numeric: tabular-nums; }
.calc__loan dt { color: var(--bone); }
.sw { width: 10px; height: 10px; border-radius: 3px; display: inline-block; }
.sw1 { background: var(--accent); } .sw2 { background: var(--ember); } .sw3 { background: #e9b949; } .sw4 { background: #4fc3c8; } .sw5 { background: var(--bone-dim); }
@media (max-width: 900px) { .calc__out { position: static; } }

.toc { justify-content: flex-start; }
.chip--link { text-decoration: none; color: var(--bone); }
.chip--link:hover { border-color: var(--ember); }
.guides { display: grid; gap: clamp(48px, 6vw, 80px); max-width: 820px; }
.guide { display: grid; gap: 18px; scroll-margin-top: 120px; }
.guide h2.display { font-size: clamp(1.8rem, 2.6vw + 1rem, 2.8rem); }
.prose a { color: var(--ember); }
.legal-copy { max-width: 70ch; display: grid; gap: 10px; }
.h-sm { font-family: var(--f-body); font-weight: 700; font-size: 1.15rem; color: var(--bone); margin-top: 18px; }

.callbar { display: none; }
@media (max-width: 760px) {
  body { padding-bottom: calc(68px + env(safe-area-inset-bottom, 0px)); }
  .callbar {
    display: grid; grid-template-columns: 1fr 1fr 1.4fr; gap: 8px;
    position: fixed; left: 0; right: 0; bottom: 0; z-index: 55;
    padding: 10px max(12px, env(safe-area-inset-right, 0px)) calc(10px + env(safe-area-inset-bottom, 0px)) max(12px, env(safe-area-inset-left, 0px));
    background: rgba(14, 13, 12, 0.94); backdrop-filter: blur(10px); -webkit-backdrop-filter: blur(10px); border-top: 1px solid var(--line);
  }
  .callbar a { min-height: 48px; border-radius: 12px; border: 1px solid var(--line); display: flex; align-items: center; justify-content: center; gap: 8px; text-decoration: none; font-weight: 700; font-size: 0.95rem; color: var(--bone); }
  .callbar img { width: 22px; height: 22px; }
  .callbar .callbar__apply { background: var(--accent); border-color: var(--accent); color: var(--on-accent); }
}

.rating { display: inline-flex; align-items: center; gap: 12px; flex-wrap: wrap; text-decoration: none; color: var(--bone); }
.rating b { font-family: var(--f-display); font-weight: 400; font-size: 2.2rem; line-height: 1; }
.rating span:last-child { color: var(--bone-dim); font-size: 0.95rem; border-bottom: 1px solid var(--line); }
.review figcaption { display: flex; flex-wrap: wrap; align-items: center; gap: 8px 12px; }
.review .tag { font-size: 0.72rem; letter-spacing: 0.14em; color: var(--accent-soft); border: 1px solid var(--line); border-radius: 999px; padding: 3px 10px; }

/* Revision: larger name in hero, larger header logo */
.hero__name { flex-wrap: wrap; gap: 6px 12px; }
.hero__name .name { font-family: var(--f-display); font-weight: 400; font-size: clamp(1.7rem, 1.6vw + 1.1rem, 2.4rem); letter-spacing: 0.04em; line-height: 1; color: var(--bone); }
.site-header .wrap { min-height: 116px; }
.brand img { width: 360px; }
@media (max-width: 860px) { .brand img { width: 240px; } .site-header .wrap { min-height: 88px; } }
@media (max-width: 420px) { .brand img { width: 200px; } }